Tennessee (WOKI) – A new report from WalletHub shows Tennessee is among the top states seeing rising mortgage delinquency rates in 2026.
The study compared data from late 2025 to the first quarter of this year and found the percentage of delinquent mortgage loans in Tennessee reached just over 9 percent. That marks an increase from the previous quarter, placing the state among the top 20 nationwide for growth in missed payments.
Experts say mortgage delinquency can have long-term impacts, including damage to credit scores that can last up to seven years. Payments are typically considered delinquent once they are 30 days past due.
WalletHub used proprietary user data to determine which states are experiencing the biggest increases. Vermont saw the highest growth, while Wyoming experienced the smallest change.
